THE MANAGEMENT Jesus Vicente O. Garcia President/Executive Director Fritzie V. Loayon Chief Finance Officer Digna G. Samonte Chief Technology Officer Liza Marie D. Tolentino Loans Operations Annabelle A. Juarez Commercial and Consumer Lending Head Ma. Theresa B. Cunanan Branch Operations and Support Department Michael Angelo A. Agustin Clearing Operations Atty. Carlos F. Romulo Legal Glenn D. Gali Information Security Jeniffer L. Catublas HR Officer Jovilyn B. Tubiera Treasury Isagani A. Suarez Jr Security Joyce Trisha D. Ellaso Cash Management Service / Corporate Planning OVERSIGHTS Ariel V. Ajesta Chief Compliance Officer Ma. Cristina Y. Rallos Risk Managment Unit Head John Gary C Cura Internal Audit Head