fraud-awareness

OUTSMART SWINDLERS

BE AWARE, BE #CYBERSAFE

With the extensive numbers of online scams today. Always BE AWARE from future cyberattacks and keep updated to the new types of cybercrimes. Check out Bankers Association of the Philippines’ videos to BE #CYBERSAFE and avoid becoming a victim.

TYPES OF FRAUD

phishing

“Phishing” is a type of fraud in which criminals send emails to bank customers in order to fool them into entering your personal information such as card numbers, user ID’s and passwords on fake websites.

vishing

“Vishing” is a phone scam wherein a fraudster poses as a bank employee and asks inquiries that cause unwary customers to provide critical information.

smishing

“Smishing” is a fraud tactic wherein fraudsters send susceptible clients text messages with instructions to get them to provide back their personal information.

money-mule

“Money Mules” are people who are paid to lend their personal bank accounts to unlawful sources in exchange for cash deposits or digital transfers.

sim-swap

“SIM Swap” is a type of identity theft fraud in which a criminal takes your phone number and allocates it to a new SIM card. They might then use your phone number to get access to digital accounts tied to it and cause harm.

TIPS ON HOW TO PROTECT YOURSELF FROM FRAUD

  • Keep personal information private. Never share personal details or sensitive account information to anyone. The bank will never ask for customer’s sensitive account information via phone or emails.
  • Always keep your Login credentials a secret. Do not store Login ID and Password or PIN where they can be accessed by others
  • Never disclose your CVV, OTP, and PIN to anyone. The Bank will never ask your for these information.
  • Never share personal details or sensitive account information to anyone. The bank will never ask for customer’s sensitive account information via calls, SMS, or emails.
  • Check if the website is “secure” by checking the Universal Resource Locators (URLs) which should begin with “https://” and a closed padlock icon on the status bar in the browser is displayed. To confirm authenticity of the site, double-click on the lock icon to display a security certificate information of the site.
  • Check your transaction history. Regularly check your transaction history for all your transactions and be on the lookout for unauthorized transactions.