Instapay and Pesonet

Send Money in an instant using InstaPay and Pesonet

What is InstaPay and PESONet?

InstaPay is an electronic fund transfer (EFT) service that allow customers to transfer PHP funds almost instantly between accounts of participating BSP-supervised banks and non-bank e-money issuers in the Philippines.  The service is available 24/7, all year round.

For more information about Instapay, check out: https://www.instapayph.com/

PESONet is an electronic fund transfer service that enables customers of participating banks, e-money issuers or mobile money operators to transfer funds in Philippine Peso currency to another customer of other participating banks, e-money issuers or mobile money operators in the Philippines

For more information about PESONet, click here.

Features of InstaPay and Pesonet:

 InstapayPesoNet
Transaction FeeP15.00P25.00
Service Availability24/7; all-year round 24/7; banking days only
Maximum Transaction LimitP50,000 per transactionP100,000 per transaction
Availability of Funds to the Recipient’s AccountReal-time4:00pm on the same banking day if sent before 3:00pm Next banking day if made after 3:00pm or during weekends and holidays
ChannelsAllBank Mobile Banking AppCorporate Internet BankingAllBank Mobile Banking AppCorporate Internet Banking