Terms and Conditions

AllBank (A Thrift Bank), Inc. (“AllBank”) reserves exclusive legal right and privileges to the use of its website (“Site”): www.allbank.ph. Any usage, access, viewing or browsing  thereof shall legally bind said user, accessor, viewer of browser (collectively referred to as the “user”) to the Terms and Conditions (“Terms”) herein stipulated, which was last modified on November 30, 2017.

General

The user agrees and binds himself to the Terms herein stipulated and shall not use the Site for any unlawful, prohibited or other purposes intended to the commission a crime, perpetuate fraud or will directly or indirectly violate any law, rule, or policy of the Bank , or the commission of acts, but are not limited to the following herein enumerated, thus:

  1. To abuse, harass, threaten, impersonate, intimidate any person, or a violation of the provisions of REPUBLIC ACT NO. 10175 (AN ACT DEFINING CYBERCRIME, PROVIDING FOR THE PREVENTION, INVESTIGATION, SUPPRESSION AND THE IMPOSITION OF PENALTIES THEREFORE AND FOR OTHER PURPOSES)
  2. To post or transmit or cause to be posted or transmitted, any content that is libelous, defamatory, obscene, pornoographic, abusive, offensive, or that infringes any copyright or intellectual right of a person as protected by Republic Act No. 8293 or the INTELLECTUAL PROPERTY CODE OF THE PHILIPPINES.
  3. For any purpose (including posting or viewing Content) that is not permitted under applicable laws;
  4. To post, transmit, or cause to be posted or transmitted, any communication or solicitation designed or intended to obtain password, account, or private information from any AllBank user, without the authority of AllBank or the concerned AllBank user.
  5. To create or transmit unwanted ‘spam’ to any person or any URL.
  6. To create multiple accounts for the purpose of voting for or against user’s photographs or images.
  7. To post copyrighted Content which does not belong to you, with exception of Blogs, where you may post such Content with explicit mention of the author’s name and a link to the source of the Content.
  8. To advertise to, or solicit, any user to buy or sell any products or services, or to use any information obtained from the Services in order to contact, advertise, solicit, or sell to any user without their prior explicit consent.
  9. To promote or sell Content or another person
  10. To cause any person to perform the foregoing acts, or any attempt to perform such acts.
  11. Acts or omissions analogous to the foregoing.

Intellectual Property

The Site and all of its content, original or amended, are the sole property of AllBank and are, as such, fully protected by the appropriate international copyright and other intellectual property rights laws.

Termination

AllBank reserves the right to terminate your access to the Site at any time without any advance notice and for whatever cause or purpose.

Links to Other Websites

AllBank’s Site contains linked websites, advertisements and online resources not owned or controlled by it, as such, AllBank cannot assume liability for the content or general practices of any of these third party sites and/or services as a result of your use thereof. We strongly advise that you read the entire terms and conditions, privacy policy and to observe caution in clicking any links of the Site.

Governing Law

This Terms and Conditions is governed and construed in accordance with the applicable laws of the Philippines; and the courts of Mandaluyong City will have exclusive jurisdiction to adjudicate any dispute arising under or in relation to the Terms of the Site.

If any provision of the Terms of the Site is held invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will remain in full force and effect, and such invalid or unenforceable provisions or portion thereof will be deemed omitted.

Rights in AllBank website

All copyright, trademarks, design rights, patents and other intellectual property rights (registered and unregistered) in and on AllBank website belong to AllBank and/or third parties (which may include you or other users.). Any anuthorized use of any trade mark, design right or copyright owned or controlled by the AllBank or any other third party, subject to ‘Fair Use’, shall give rise to a criminal offense punishable by law and shall give rise to the right of AllBank to file any and all criminal and civil cases, which may include damages, to protect its interests.

Changes to This Terms and Conditions

AllBank reserves the exclusive right to modify these Terms at any time  by posting and drawing attention to the updated terms on the Site. Your decision to continue using accessing, viewing or browsing of the Site after said updates have been made shall constitute formal acceptance and binds you to the updated Terms at once.

We ask you to check and review the Terms for changes and/or updates on an occasional basis. Should you not agree to any provision or any changes effected thereto , we strongly advise discontinuance of use to avoid being bound to the Terms herein stipulated.

Disclaimer of Warranties; Liability Limitation

AllBank does not, in any way or completely, guarantee, represent, or warrant an interrupted or error-free use of the Site. AllBank may remove the website, or any of its portion, for an indefinite period of the time, or cancel the website at any time, without notice.

You expressly agree that your use of, or inability to use, the AllBank website will be at your own risk. AllBank’s website and its products and services are “as is” and “as available” for your use, without warranties of any kind, either express or implied, including all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. Because some jurisdictions do not allow for the exclusion of implied warranties, the above exclusion of implied warranties may not apply to you.

Contact Us

If you have any questions about this Terms and Conditions, please feel free to contact us at info@allbank.ph.